Does My Funded Futures Charge Activation Fees?
My Funded Futures charges $0 activation fees on all plans. Here is what you pay instead, how the four plans differ, and how upgrades work.
Marketing
The My Funded Futures activation fee question comes up constantly on prop firm comparison threads, and the answer is straightforward: MFFU charges $0 activation fee on any plan.1 There is no separate charge triggered when you pass the evaluation, no waiting period before your Sim Funded account is issued, and no hidden step between earning your funded status and trading with it.
The reason traders ask is a reasonable one. Some firms separate what you pay to attempt the evaluation from what you pay to actually receive the funded account. That structure means the headline price understates the real cost of passing. MFFU bundles everything into the one-time plan cost, so the number you see when you buy is the number you pay, full stop.
This article walks through exactly what you do pay, how the four plans differ on profit splits, drawdown models, and payout cadence, and what to check in your dashboard before you request your first withdrawal.
The Direct Answer: No Activation Fee
What MFFU Actually Advertises
My Funded Futures lists "$0 Activation fee on any MFFU plan" as a headline metric on its homepage, alongside the 90/10 profit split on Rapid and its payout speed figures.1 Once an account meets the eligibility requirements, the trader clicks Upgrade in their dashboard and receives a Sim Funded account immediately. MFFU states explicitly: "No waiting. No activation fee."1
Why the Question Gets Asked
Not every firm follows the same model. Topstep's Standard Path charges a $149 activation fee per Express Funded Account earned, billed separately from the monthly subscription cost.2 Topstep does offer a No Activation Fee Path, but it carries a higher monthly subscription rate.2 Traders shopping across firms naturally expect a similar hidden charge at MFFU, which is why the question keeps appearing.
What You Pay Instead
One-Time Plan Cost, No Renewals
All MFFU plans are sold as a one-time payment with no ongoing subscription while you work through the evaluation.1 There is no monthly fee accumulating in the background while you trade. The plan cost covers the evaluation period, and the profit split, payout cadence, and drawdown model you want determine which plan you buy.
Plan Pricing at a Glance
At the 25k account size, Builder starts at $75, Rapid and Rapid EOD both start at $125, and Pro starts at $159 based on current promotions.1 Prices increase with account size and reflect active discounts. The cost is priced into the plan rather than split into an evaluation fee plus a later activation charge.
The Four Plans Compared
Builder: Easiest Path to First Payout
Builder requires a minimum of one trading day to pass the evaluation and carries a $3,000 profit target.1 Once funded, payouts are available every 48 hours at an 80/20 profit split with EOD Trailing drawdown. Builder is the only MFFU plan that carries a consistency rule into the Sim Funded stage, set at 50%.1 That rule matters practically: strategies that concentrate profits into a few large days may find it restrictive even at Builder's lower entry cost.
Rapid vs. Rapid EOD
Both Rapid and Rapid EOD cost the same at each account size, share a $3,000 profit target, and pay out daily at a 90/10 split.1 The key difference is drawdown type in Sim Funded: Rapid uses intraday drawdown, while Rapid EOD uses EOD Trailing. Rapid requires a minimum of two trading days to pass; Rapid EOD requires four.1 Neither plan carries a consistency rule in Sim Funded.
Pro: Highest Payout Potential
Pro offers account sizes up to $150k at an 80/20 profit split with EOD Trailing drawdown and no consistency rule in Sim Funded.1 Payouts are bi-weekly rather than daily, which is a practical consideration for traders who depend on faster access to profits. The larger account sizes are the main draw for traders who have outgrown the 25k and 50k tiers.
How EOD Trailing Drawdown Works
EOD vs. Intraday Drawdown
MFFU introduced EOD drawdown specifically to eliminate the max daily drawdown so traders are not locked out mid-session by intraday equity swings.3 Under the EOD model, the max trailing floor locks in at $100 above the initial starting balance rather than tracking every intraday tick.3 For a 50k account, that floor sits at $52,100.
Open Equity Still Counts
The EOD label does not mean you cannot fail during the trading session. MFFU states clearly that open equity losses are included when calculating whether the account has breached the drawdown rule.3 If an open position pushes the account below the minimum balance during the session, the evaluation attempt fails immediately even if you have not closed the trade.3 EOD drawdown changes when the trailing floor updates, not whether open equity is monitored in real time.
The Upgrade Step: Dashboard to Sim Funded
No Activation Gate After Passing
Once an account meets the eligibility requirements, the trader clicks Upgrade in their dashboard to receive a Sim Funded account immediately.1 MFFU states there is no waiting period and no activation fee at this step. This is a meaningful difference from firms like Topstep's Standard Path, where passing the evaluation triggers a $149 charge before the funded account is issued.2
Rules Are Published Before You Start
Every target, limit, and payout condition is published before trading begins and is never changed after a trader starts.1 Traders can verify the upgrade conditions in their dashboard rather than discovering additional requirements after paying. That transparency is what makes the $0 activation fee claim verifiable rather than just a marketing line.
Payouts: What to Check Before Requesting
Payout Speed by Plan
Rapid and Rapid EOD allow payout requests every 24 hours, with MFFU reporting that over 75% of payouts are auto-approved in under one second.1 Builder allows a request every 48 hours, and Pro pays bi-weekly. If faster access to profits is part of your cash flow plan, Rapid or Rapid EOD is the more practical choice over Builder or Pro.
Minimum Payout Threshold
My Funded Futures does not publish a minimum payout threshold on its main pricing page. Traders should log into their dashboard and confirm the current minimum before planning withdrawals, since this figure is not verifiable from the public pricing page alone. Building a withdrawal plan around a number you cannot verify externally is a common source of confusion.
Builder Consistency Rule Explained
What the 50% Rule Means
Builder is the only MFFU plan that carries a consistency rule into the Sim Funded stage.1 Set at 50%, the rule limits how much of your total profit can come from a single trading day. Rapid, Rapid EOD, and Pro impose no consistency requirement in Sim Funded. Traders who run strategies that produce concentrated winning days may find Builder's lower entry price offset by this restriction on payout eligibility.
Choosing Builder vs. Rapid
Builder costs less ($75 vs. $125 at the 25k level) and requires only one minimum trading day to pass, making it the lowest-friction entry point.1 Rapid costs the same as Rapid EOD but uses intraday drawdown in Sim Funded rather than EOD Trailing, which removes the EOD drawdown protection once you are funded. Traders who want EOD protection in both the evaluation and the funded stage should look at Rapid EOD over Rapid, accepting the longer minimum trading day requirement in exchange.
- Builder: lowest cost, one minimum trading day, 80/20 split, 50% consistency rule in Sim Funded
- Rapid: $125, two minimum trading days, 90/10 split, intraday drawdown in Sim Funded, no consistency rule
- Rapid EOD: $125, four minimum trading days, 90/10 split, EOD Trailing in Sim Funded, no consistency rule
- Pro: $159 and up, two minimum trading days, 80/20 split, EOD Trailing in Sim Funded, bi-weekly payouts, up to $150k account size
Automating Your MFFU Strategy
Connecting Alerts to Your Funded Account
MFFU supports trading through Quantower and Tradovate, both of which accept automated order routing.1 Traders running systematic strategies during an evaluation can route TradingView alerts via webhook to their MFFU-connected platform to keep execution consistent across the evaluation and Sim Funded stages. TradersPost connects TradingView alerts to supported futures brokers via webhook, letting you run the same automated strategy from evaluation into Sim Funded without placing orders manually.
Paper Testing Before Going Live
Testing automation against a paper account before using it in a funded evaluation reduces the risk of misconfigured signals consuming evaluation attempts. One specific thing to verify: alert payloads should use explicit futures contract symbols such as MNQU2025 rather than continuous symbols like NQ1!. Continuous symbols follow a rollover schedule that may differ between TradingView and the execution platform, which can produce mismatched fills at contract expiration.
Bottom Line
- My Funded Futures charges $0 activation fee on every plan, with no separate charge triggered when you pass the evaluation.1
- All plans are one-time payments with no renewal subscription while you work through the evaluation.
- The four plans differ on profit split (80/20 or 90/10), payout cadence (daily, every 48 hours, or bi-weekly), and drawdown model (intraday or EOD Trailing in Sim Funded).
- EOD drawdown means the trailing floor updates at end of day, but open equity losses still count toward the drawdown limit in real time.3
- MFFU does not publish a minimum payout threshold on its public pricing page, so confirm this figure in your dashboard before planning withdrawals.
Frequently Asked Questions
Does My Funded Futures charge an activation fee when I pass?
No. MFFU advertises a $0 activation fee on any plan.1 After meeting the eligibility requirements, you click Upgrade in the dashboard and receive a Sim Funded account immediately with no additional charge.
What is the difference between Rapid and Rapid EOD?
Both plans cost the same, require a $3,000 profit target, and pay daily at a 90/10 split.1 Rapid uses intraday drawdown in Sim Funded; Rapid EOD uses EOD Trailing drawdown. Rapid EOD requires four minimum trading days to pass versus two for Rapid.
Do other prop firms charge activation fees?
Yes. Topstep's Standard Path charges a $149 activation fee per Express Funded Account earned, separate from the monthly subscription.2 Topstep also offers a No Activation Fee Path at a higher monthly cost.2 MFFU bundles everything into the one-time plan cost instead.
Does MFFU publish a minimum payout amount?
My Funded Futures does not publish a minimum payout threshold on its main pricing page. Log into your dashboard and check the current payout conditions for your specific plan before planning withdrawals.
Does the EOD drawdown rule mean I cannot lose money intraday?
No. EOD drawdown means the trailing floor updates at end of day rather than tick by tick, but open equity losses still count toward the drawdown limit during the session.3 If an open position pushes the account below the minimum balance during trading hours, the evaluation fails immediately even though the drawdown is labeled EOD.
References
1 MyFundedFutures - Trade well. Get paid.
2 Topstep Pricing and Payment Questions
3 End of Day (EOD) Drawdown Explained - MyFundedFutures Help
